Hi, We’re Shoreline Financial Group. The Nation’s Leader in Living Benefits Life Insurance

We got you covered

Living Benefits are kind of our thing.

Most people purchase life insurance to provide a legacy of financial security to their loved ones at the time of their death. Doesn’t it make sense for the benefits to extend and be available for you if you need them while you’re still living? Living Benefits – life insurance you don’t have to DIE to USE.

Shoreline Financial Group

Our policies come infused with enhancements that allow you to accelerate your policy’s benefits to get much-needed money in your hands if you are to suffer a terminal, chronic, or critical illness – such as heart attack, stroke, or cancer diagnosis – or in case of a critical injury.  It’s a game-changing feature that is revolutionizing the face of the life insurance industry, and Shoreline Financial Group has been leading the charge since 1998.

If you are still protecting your family and finances with the “old kind” of life insurance that only pays out if you die, we need to talk. Living Benefits life insurance is a new, evolved kind of life insurance. With Living Benefits, you have the power to accelerate your death benefit while you’re still living if you suffer a heart attack, cancer diagnosis, stroke, or any other critical, chronic, or terminal illness. This ability can help save your financial life and helps protect you from the cause of 60% of the bankruptcies in the U.S. every year – medical bankruptcy following a critical illness.

House destroyed by weather | Shoreline Financial Group


As Life Insurance has evolved to become more than just a death-benefit product, the demographic that needs Life Insurance has increased ten-fold. Creating the right marketing programs and tools to reach this vast population is our mission.

Living Benefits

Since 1998 we offer some very special benefits tied to our life Insurance solutions and we call them Living Benefits. Living Benefits can provide MUCH NEEDED cash should a qualifying terminal, chronic or critical illness, or critical injury occur.


We offer Medicare Supplement policies for 10 of the 11 standardized plans A, B, C, D, F/HDF, G, K, L, and N (plan availability may vary by state). All Medicare Standardized plans include the following: Hospitalization, Medical Expenses, Blood, Hospice. See an outline of coverage for details and exceptions.


Our complete package of Fixed Indexed Annuity offerings is designed to cater to all of your client’s needs.  Whether it be guaranteed income, principal protection, or enhancing income during a health crisis.  Our dedicated team is here to help you and your clients navigate the complexities of retirement.

Do you want the option to access your death benefit when you need it most?

Get the NEW kind of life insurance – Contact Us NOW!